Land O’ Lakes Car Accident Attorney
Car accidents are an unfortunate reality in Florida, with hundreds of thousands of crashes occurring statewide each year. Many of these accidents stem from negligence—drivers speeding, texting behind the wheel, tailgating, driving recklessly, or ignoring essential traffic laws. Land O’ Lakes is no exception, with local roadways seeing their share of dangerous collisions.
If you’ve been injured in a car accident caused by someone else’s careless actions, you have the right to seek compensation for your losses. However, working through Florida’s no-fault insurance laws and dealing with uncooperative insurance companies can make recovery feel like an uphill battle. At Moore Law, we’re here to help. Our experienced Land O’ Lakes car accident attorney can handle all aspects of your insurance claim while you focus on healing.
Car Accident Injury Claims Under Florida’s No-Fault Laws
Florida’s no-fault insurance system requires all drivers to carry Personal Injury Protection (PIP) coverage, which pays for certain medical and wage loss expenses regardless of who caused the crash. While this system aims to streamline claims, it comes with significant limitations:
- Limited Medical Coverage: PIP only reimburses 80% of medical expenses.
- Partial Wage Compensation: You can only recover 60% of lost wages.
- No Pain and Suffering Damages: PIP does not cover non-economic damages like emotional distress.
- Benefit Caps: Coverage is limited to $10,000 for emergency medical conditions and $2,500 for non-emergency conditions.
- Strict Deadlines: If you fail to seek medical care within 14 days of the accident, you may forfeit your PIP benefits entirely.
In cases where injuries are severe, Florida law allows accident victims to pursue a claim against the at-fault driver for additional compensation. To qualify, your injuries must meet the state’s “serious injury” threshold, which includes:
- Permanent and significant loss of an important bodily function.
- Permanent and significant scarring or disfigurement.
- Permanent injury within a reasonable degree of medical probability.
- Fatal injuries.
When pursuing a claim against the at-fault driver, you can recover the full scope of your damages, including medical expenses, lost wages, pain and suffering, and more. However, you’ll need to prove the other driver’s negligence caused your injuries, and insurance companies will likely challenge your case. Legal representation can be instrumental in the success of your claim.
How Moore Law Can Help
Insurance companies have one primary goal: to minimize the amount they pay out on claims. They may dispute liability, undervalue your damages, or use Florida’s modified comparative fault rules to reduce your compensation. Under these rules, your recovery is reduced by your percentage of fault for the accident, and if you’re found more than 50% at fault, you can’t recover anything.
At Moore Law, we fight back against these tactics. Attorney Eric Moore has extensive experience handling car accident cases, having represented defendants for years before deciding to represent plaintiffs exclusively. This dual perspective allows him to anticipate the strategies insurance companies use and counter them effectively. Our firm thoroughly investigates your accident to establish fault, works with medical professionals to document the extent of your injuries, negotiates aggressively with insurance companies to secure fair compensation, and prepares your case for trial if a satisfactory settlement cannot be reached.
We combine our legal expertise with personalized attention, ensuring you’re supported every step of the way. At Moore Law, we’re committed to helping you achieve the best possible outcome while providing compassionate client service.
Call a Land O’ Lakes Car Accident Attorney Today
If you or a loved one has been injured in a car accident in Land O’ Lakes, don’t settle for less than you deserve. Contact Moore Law at 813-510-5400 for a free consultation. There’s no cost to speak with us, and we only collect a fee if we successfully recover compensation for you.
When it comes to protecting your rights and securing your future, trust Moore Law to fight for you.